We make sure money gets to your account. If you've had your Paypal banned trying to do 1:1 sales indepenantly, don't worry, we got you. You're in good hands with us.
Your Paypal can be cancelled. If you're trying to manage your own business selling subscriptions somewhere, if you're not a PRO, it's only a matter of time till your payment processor bans you. Don't say we didn't warn you. Collecting money is a lot more complicated than you might imagine.